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MANILA， July 20 (Xinhua) -- The Philippines will increase its infrastructure spending for the next six years， which will be the "golden age" of construction， a senior government official said Wednesday.


Department of Budget and Management Secretary Benjamin Diokno said infrastructure spending will be raised to 7 percent of gross domestic product (GDP) under the administration of President Rodrigo Duterte from current 5 percent.


"The next six years will be 'The Golden Age of Philippine construction' both public and private，" he said in a speech at the general membership meeting of the Financial Executives of the Philippines.


For the next year， he said the government plans to spend close to 900 billion Pesos (19.11 billion U.S. dollars) for public infrastructure.


The Duterte administration will specifically pursue small， medium and large-scale projects that will be done in all regions， "both highly developed and lagging - simultaneously， not sequentially，"


The budget chief noted that for too long， public infrastructure has been neglected.


"As a result， the Philippine economy is deficient in all types of infrastructure - roads and bridges， ports and airports， railways and urban transit systems， irrigation systems and water systems. To address this， we will hike infrastructure spending from a low five percent to a high of seven percent of GDP，" he said.

Home > Home InspectionWhat Is My Home Worth?

Posted by nick_niesen in Home on November 8th Tony Parker Jersey , 2010


What Is My Home Worth?
Understanding the appraisal process and what drives home values.
Written by John Tatman
Retired Real Estate Appraiser


Actually, there are two home values, the value to the homeowner and the value to the potential buyer. Unfortunately, both values are emotional and not facts based on market data.

The homeowner has time in the home, family George Gervin Jersey , years of memories, children growing up, maintenance, perhaps blood sweat and tears in room additions, kitchen or bath remodeling. Obviously the owner places a high value on hisher castle and rightly so.

The buyers on the other hand see things differently and act on different emotions.
The buyers are looking for that emotional spark at the first viewing. The all-important first impression is what drives the potential buyers聟at first. From there the first impression quickly turns to affordability Bruce Bowen Jersey , the cost to get in the home, the closing costs, the monthly notes, the taxes. Should I make an offer? What is the least I should offer?

Market value is somewhere between these two emotional extremes.

This is where the appraiser comes in with an objective opinion backed by market data.

Market value is defined as the price a willing buyer will pay to a willing seller for a product or service. In real estate, this is known as an 聯arms length transaction聰 meaning both buyer and seller acted willingly and not under duress.

Where does the appraiser begin and how do they arrive at those magic numbers called Market Value? It is not magical at all; it is a methodical series of analytical steps.

First Dennis Rodman Jersey , the appraiser makes a physical inspection of the property, determining size of livable floor space and making note of all amenities, such as the number of bedrooms and baths, the garage, washing facilities Sean Elliott Jersey , storage areas, and any special features such as a fireplace, pool, patio or outbuildings.

After a through inspection, the appraiser has a starting point to arrive at market value.
With all the physical data collected Rudy Gay Spurs Jersey , the appraiser uses two or three methods to arrive at market value.
The three methods are:
Market Approach: The appraiser searches for comparable homes in your neighborhood, subdivision or within your city with comparable neighborhoods.
Cost ApproachCost analysis: The appraiser calculates the cost to build your home at current material and labor costs, less depreciation for structural damage, poor upkeep and neighborhood disintegration.
Income Approach: The income approach does not apply to residential market value. This approach applies to income producing properties such as residential duplexes, apartments and of course commercial properties.

If the property being appraised is a residential structure many factors are taken into consideration beyond the physical attributes of the property. The appraiser also considers the compatibility of your home within the neighborhood Pau Gasol Spurs Jersey , such as does your neighborhood add to or reduce the value of your home? This involves pride in ownership factors, which occur in most communities.
However, location, location, location drives the final market analysis.
The appraiser considers the ebb and flow of growth and its direction within your town or city due to socio-economic factors. In addition LaMarcus Aldridge Spurs Jersey , future city planning contributes to a large degree in your home maintaining its present value.

In summary, determining the value of your home is a complex procedure. The appraiser must know hisher city well and all the socio-economic factors driving the market. This takes years of observation, study, and considerable research by the appraiser.

When considering a professional appraisal, it is best to choose an appraiser who is certified and has any of the following professional designations: MAI (Member American Institute) ASA (American Society of Appraisers) SRA (Society of Appraisers) CRA (Certified Real Estate Appraiser) IFAS (Independent Fee Appraisal Society). This list is a few of the most recognized professional appraisal organizations in America.

John Tatman
Texas Showcase Homes


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